Terms of Service

Effective Date: February 23, 2026


Website:
https://LettuceFii.com
Company
: LettuceFii | Lettuce Financial Holdings


1. Acceptance of Terms

By accessing or using https://LettuceFii.com (the “Website”), submitting information, or communicating with LettuceFii | Lettuce Financial Holdings (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”).

If you do not agree to these Terms, do not use this Website.


2. Nature of Services

LettuceFii is a business funding referral and marketing platform.

We:

Collect business information from applicants

Match applicants with independent third-party lenders or funding providers

Facilitate introductions and communications

We are not a lender, bank, broker-dealer, or financial institution.

We do not:

Make credit decisions

Guarantee approval

Set loan terms

Issue funding

All funding decisions are made solely by third-party providers.


3. Eligibility

By using this Website, you represent that:

You are at least 18 years old

You are submitting information for business purposes

All information provided is accurate and truthful

You are authorized to act on behalf of the business

Providing false or misleading information may result in disqualification.


4. No Guarantee of Funding

Submission of information does not guarantee:

Approval

Specific rates

Specific terms

Funding amounts

Funding timelines

Funding terms are determined exclusively by third-party providers.


5. Communications Consent (SMS, Phone & AI Voice)

By submitting your information, you expressly agree that:

You consent to receive calls and SMS/text messages from LettuceFii.

Calls may be automated, pre-recorded, or delivered using artificial intelligence (AI) voice technology.

Communications may include marketing messages, application updates, reminders, and funding offers.

Consent is not a condition of receiving funding. LettuceFii | Lettuce Financial Holdings does not collect your data or share with 3rd Parties for the purposes of marketing.

At LettuceFii, we partner with trusted third-party service providers to deliver documents and materials related to your business funding applications and merchant services. Once any materials are shipped or handed over to a carrier, responsibility for delivery lies with the carrier. LettuceFii is not responsible for delays, lost, damaged, or mis-delivered items caused by the shipping provider. If you experience any delivery issues, you should contact the carrier directly to file a claim. We are available to assist you with information or documentation needed to support your claim when possible.

Message Frequency

Message frequency varies.

Carrier Charges

Message and data rates may apply.

Opt-Out

You may opt out at any time by:

Replying STOP to any SMS

Replying HELP for assistance

Contacting [email protected]

After opting out, you will no longer receive marketing messages unless you re-consent.


6. Third-Party Providers

We may share your information with:

Funding companies

Financial service providers

Lending institutions

CRM and communication service providers

We are not responsible for:

The actions of third-party lenders

Their underwriting decisions

Their privacy practices

Their contractual terms

Any agreement you enter into with a third party is solely between you and that provider. LettuceFii | Lettuce Financial Holdings does not collect your data or share with 3rd Parties for the purposes of marketing.


7. No Financial Advice

Information provided on this Website is for informational purposes only and does not constitute:

Financial advice

Legal advice

Tax advice

Investment advice

You should consult licensed professionals before making financial decisions.


8. Intellectual Property

All content on this Website, including:

Logos

Branding

Copy

Graphics

Layout

is the property of LettuceFii and may not be copied, reproduced, or distributed without written permission.


9. Prohibited Use

You agree not to:

Submit false information

Use the Website for unlawful purposes

Attempt to hack or disrupt the Website

Use automated scraping tools

We reserve the right to deny access at our discretion.


10. Disclaimer of Warranties

The Website and services are provided “as is” and “as available.”

We make no warranties regarding:

Website availability

Accuracy of information

Approval likelihood

Funding timelines

To the fullest extent permitted by law, we disclaim all warranties, express or implied.


11. Limitation of Liability

To the maximum extent permitted by law, LettuceFii | Lettuce Financial shall not be liable for:

Indirect damages

Consequential damages

Lost profits

Business interruption

Errors or delays caused by third parties

Our total liability shall not exceed $100.


12. Indemnification

You agree to indemnify and hold harmless LettuceFii | Lettuce Financial Holdings from any claims arising out of:

Your misuse of the Website

False information provided

Violations of these Terms

Agreements entered into with third parties


13. Privacy

Your use of the Website is also governed by our Privacy Policy, available at:

https://LettuceFii.com/privacy-policy


14. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

Any disputes shall be resolved in the state or federal courts located in Florida.


15. Arbitration (Optional – Recommended for Protection)

At our sole discretion, we may require disputes to be resolved through binding arbitration under the rules of the American Arbitration Association.

Class action participation is waived.


16. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Website constitutes acceptance of the updated Terms.



Contact Information

If you have any questions regarding these Terms, please contact:

Lettuce Financial Holdings
Email: [email protected]
Website: https://lettucefii.com

LettuceFii is committed to helping entrepreneurs overcome financial barriers. Whether you need a reliable merchant account or fast access to funding, we focus on solutions that align with your goals.

Our team works closely with each client to understand their unique needs and deliver tailored options that make sense for their business model.

© 2026 Lettuce Financial Holdings - Fort Lauderdale, Florida - All Rights Reserved. Partnering with you on your business financial journey with expert advice and tailored solutions. -We're not a third party. We're real lending brokers with direct relationships to get you the best rates.

934.221.2200

LettuceFii is not a lender. Funding subject to approval. Terms vary.

**There are some industries we cannot serve.

**Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products.

**Loans are subject to lender approval. Depending on the state where your business is located and other attributes of your business and the loan.